Debt Payoff Calculator — Snowball vs Avalanche Planner
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Free to use — upgrade to Pro inside the app for the full breakdown.
Get out of debt faster — and pay less interest doing it. The Debt Payoff Calculator builds you a clear, month-by-month plan to becoming debt-free, and shows you exactly which strategy saves you the most.
What you get
- Snowball or Avalanche payoff plans (smallest balance vs. highest interest first)
- Debt-free date and total time to payoff
- Total interest paid so you see the real cost
- Extra-payment optimizer — watch how an extra $50/mo changes everything
- Snowball vs. Avalanche comparison side by side
- Full amortization breakdown & CSV export
Free tier shows your debt-free date and total interest for one method. Upgrade to unlock the comparison, extra-payment optimizer, and full amortization breakdown.
Educational tool only. Not financial advice.
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